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Samuel- Woodland Hills, CA
My wages were being garnished, and I was getting sued by creditors. I could not pay my debts to credit card companies. Hamid Soleimanian filed a chapter 7 bankruptcy for me and stopped my wages from b...
Samuel- Woodland Hills, CA



Bankruptcy Lawyer
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How can an Attorney Help when Filing for Bankruptcy?

How can an Attorney Help when Filing for Bankruptcy?When you are considering filing for bankruptcy, spending any more money than absolutely necessary may be the last thing on your mind. Bankruptcy itself comes with filing fees, which vary depending on whether you are filing for chapter 7 or chapter 13 bankruptcy. However, while you are allowed to file for bankruptcy on your own, it is not necessarily advisable. Our seasoned bankruptcy attorney in Los Angeles can assist you so that you can avoid any unnecessary delays or complications.
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What are Secured and Unsecured Debts?

What are Secured and Unsecured Debts? Personal bankruptcy can help you regain control of your debts and grant you a financial fresh start. Depending on the type of bankruptcy for which you file, your debts may be discharged, or eliminated, or you may be given the opportunity to repay them over a three to five year period. Our Los Angeles bankruptcy lawyer can help you determine how best to protect your assets through bankruptcy exemptions.
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What is a Joint Petition?

What is a Joint Petition?Married couples who are struggling with excessive debt may be able to benefit from filing a joint petition for personal bankruptcy. A joint petition for bankruptcy allows a couple to file a single personal bankruptcy petition. They will disclose their joint income, assets, expenses, and other financial information on their bankruptcy forms and, in some cases, may even be able to double certain bankruptcy exemptions.
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Can you Minimize the Amount of Assets Turned to the Trustee?

Can you Minimize the Amount of Assets Turned to the Trustee?Bankruptcy can be an emotional proceeding, particularly when it comes to thinking about having to turn over your assets to the bankruptcy trustee. The bankruptcy trustee’s job is to liquidate those assets in order to pay some of your debts. Wanting to protect your assets may be an instinctual reaction, but you must do so within the confines of the law in order to ensure your bankruptcy proceeds without unnecessary delay. Consulting with our Los Angeles bankruptcy lawyer before filing can help guide you through the process and ease your burden of stress.
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After I File for Bankruptcy, Can I Continue to Pay Some of My Debts?

After I File for Bankruptcy, Can I Continue to Pay Some of My Debts?Filing for bankruptcy can provide you with significant relief from crushing debts and grant you a clean financial slate. In fact, if you have been dealing with overwhelming debts, bankruptcy can be one of the most effective ways of dealing with them. Our Los Angeles bankruptcy lawyer can help you determine which form of bankruptcy may be best for your unique situation.
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What Does it Cost to File for Chapter 7 Bankruptcy?

What Does it Cost to File for Chapter 7 Bankruptcy?When you are facing personal bankruptcy, the last thing you may want to think about is yet another bill. Filing a bankruptcy petition is not free, however, and the documents are extremely complicated, generally necessitating legal assistance, which is also not free. Although many may consider filing on their own, the bankruptcy court does not advise this; a single error can lead to the entire case being dismissed. Our bankruptcy attorney in Los Angeles can help.
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What Happens if I Have no Properties or Money to Turn Over?

What Happens if I Have no Properties or Money to Turn Over?When a person files for a straight bankruptcy, he or she is required to turn over certain assets to the bankruptcy court trustee and is then released from the responsibility of paying certain debts. Bankruptcy is a protected right under the U.S. Constitution, providing debtors who file with a financial fresh start and a chance to rebuild their credit unhampered by the past.
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What Happens to the Property that is Turned Over to the Trustee?

What Happens to the Property that is Turned Over to the Trustee?When an individual files for bankruptcy protection, he or she is seeking a discharge of eligible debts and the financial fresh start permitted under the law. A debtor’s assets must be surrendered to the bankruptcy trustee during the proceedings. Both Chapter 7 and chapter 13 bankruptcy filings allow certain property to be exempted, or protected, from liquidation. If you are considering filing for personal bankruptcy, our bankruptcy attorney can help.
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What is a Discharge in Bankruptcy?

What is a Discharge in Bankruptcy?When debts are discharged in a personal bankruptcy, the debtor is released from his or her liability for specific types of debts and will no longer be required to pay for them. The court will prohibit further creditor contact and action on any debts that have been discharged through the court.
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Which Debts are not Discharged in Bankruptcy?

Which Debts are not Discharged in Bankruptcy?Medical bills, unemployment, and snowballing credit card debts are all common causes of bankruptcy in the United States today. If you are considering filing for personal bankruptcy, it is crucial that you discuss your options with our Los Angeles bankruptcy attorney to ensure the decision is the best one possible for your personal situation.

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What is a Reaffirmation Agreement?

What is a Reaffirmation Agreement?One of the most common reasons people delay filing for bankruptcy is out of concern they will lose everything. Personal bankruptcy allows consumers the ability to start over again free of the burden of unreasonable or unmanageable debts. The bankruptcy court allows them to retain some of their personal property and assets so that they can have the basic foundation necessary to begin rebuilding their financial home after the process is complete.
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Are Out-of-State Debts Discharged in Bankruptcy?

Are Out-of-State Debts Discharged in Bankruptcy?Personal bankruptcy has helped millions of Americans free themselves of unmanageable debt loads and get a fresh financial start. Many of those who find themselves facing what feels like an avalanche of debt due to credit cards, personal loans, medical, and other bills are in that position through no fault of their own, often due to unemployment or an unexpected medical crises. If you cannot find a way out of a morass of debt, you should know that our Los Angeles bankruptcy attorney may be able to help you retake control and move on with your life in a positive, debt-free direction.
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What are the Important Deadlines and Timeline for Chapter 7 Bankruptcy?

What are the Important Deadlines and Timeline for Chapter 7 Bankruptcy?When you file for chapter 7 bankruptcy, the process runs on a very strict timeline. Missing deadlines is a good way to have your entire case dismissed, which can lead to having to refile. Ensuring you meet each deadline correctly and complete your paperwork accurately gives you the best chance of having your debts successfully discharged the first time you file.
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If I File for Bankruptcy, Will I Lose all my Properties?

If I File for Bankruptcy, Will I Lose all my Properties?One of the most common concerns of those considering personal bankruptcy is whether they will lose everything they have worked so hard for. It can be hard to think of all your assets being sold to pay debts, particularly if you are facing bankruptcy through no fault of your own, such as when you have been unemployed for a long period of time or have suffered serious medical issues.
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When I File for Bankruptcy, Should I Inform My Employer?

When I File for Bankruptcy, Should I Inform My Employer?You may be feeling quite alone while going through the bankruptcy process, but more than a million people file for bankruptcy every year. It is a very private process and one that many people tend not to discuss. You may be wondering who you are required to tell about your bankruptcy. You will likely be discussing your financial situation with your partner or spouse, as well as our Los Angeles bankruptcy attorney. However, does your employer also need to know?
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What Courses are Required Before and After Bankruptcy?

What Courses are Required Before and After Bankruptcy?Every debtor is required to complete certain requirements when filing for personal bankruptcy. One such requirement is completing approved debtor education classes. These classes are important not only to help ensure the bankruptcy is completed successfully, but they can also help the debtor begin to rebuild his or her credit once all applicable debts have been discharged.
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What are the Debtor's Duties in Filing for Bankruptcy?

What are the Debtor's Duties in Filing for Bankruptcy?Filing for personal bankruptcy may feel a little like an obstacle course. Getting to the point of deciding to file is stressful enough as it is without trying to figure out what your own responsibilities are. The law is clear on the debtor’s duties, but the guidance of our seasoned Los Angeles bankruptcy lawyer can ensure you have completed all your requirements so that your debts are discharged successfully.
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When I File for Bankruptcy, Will My Creditors Stop Harassing Me?

When I File for Bankruptcy, Will My Creditors Stop Harassing Me?If you have been getting phone calls, collection letters, and are facing other collection activities from creditors, you may be wondering if they will stop harassing you once you file for personal bankruptcy. Creditor harassment can take many forms, including repossession, foreclosure, wage garnishment, property liens, constant phone calls, and more. This activity can take a serious toll on your emotional health, leading to stress and anxiety, which can ultimately affect your physical health. Our Los Angeles bankruptcy attorney can help.

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After Bankruptcy, Will I Ever Be Able to Get Credit Again?

After Bankruptcy, Will I Ever Be Able to Get Credit Again?Bankruptcy has been called one of the most destructive things a person can do when it comes to his or her credit. While it is true that bankruptcy can have a negative effect on an individual’s credit, in many cases, by the time an individual has filed for bankruptcy, his or her credit has already been severely damaged. That’s because many people file for bankruptcy after their homes are in foreclosure and vehicles and other property has been repossessed, credit card and other payments have been missed, and they are facing liens, wage garnishment, and other creditor actions.

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When I File for Bankruptcy, Can I Keep my Credit Cards?

When I File for Bankruptcy, Can I Keep my Credit Cards?Bankruptcy is a constitutionally protected right that can provide debtors with an opportunity for a new beginning financially. Filing for Chapter 13 bankruptcy in California gives you the chance to pay off your debts under the protection of the bankruptcy court, while filing for Chapter 7 bankruptcy can eliminate your debts. If you are burdened by overwhelming financial responsibilities and are facing foreclosure, repossession, wage garnishment, or other serious debt-related consequences, our Los Angeles bankruptcy lawyer can help.

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Can I Be Fired From My Job for Filing for Bankruptcy?

Can I Be Fired From My Job for Filing for Bankruptcy?Many Americans are currently facing record levels of debt. Late and missed payments, medical bills, and even wage garnishment can strain your personal and professional life. If unmanageable levels of debt are leading you to contemplate Chapter 7 or chapter 13 bankruptcy, but you are unsure of the effects it would have on your job, you should know that bankruptcy is your constitutionally protected right.

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Will My Spouse Be Affected When I File for Bankruptcy?

Will My Spouse Be Affected When I File for Bankruptcy?California is a community property state, which means that it treats all assets and liabilities acquired during the course of a marriage as jointly owned. Of course, if you find yourself facing unmanageable levels of debt and need to file for personal or business bankruptcy, you may be wondering how your decisions will affect your spouse.

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Which One of My Assets Am I Allowed to Keep When Filing for Bankruptcy?

Which One of My Assets Am I Allowed to Keep When Filing for Bankruptcy?When you file for personal bankruptcy, you are requesting an opportunity to gain a financial fresh start. If you are filing for a chapter 7 bankruptcy, most of your debts will be discharged. If you are filing for a chapter 13 bankruptcy, you will have the opportunity to pay off many of your debts over a period of three to five years.

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Which Debts can be Erased by Filing for Bankruptcy?

Which Debts can be Erased by Filing for Bankruptcy?

Bankruptcy can provide debtors with significant relief from the crushing weight of their debts. If you are facing medical debt, foreclosure or repossession, or mounting credit card or other debts, our Los Angeles bankruptcy lawyer can help you learn more about your options.

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What is the Automatic Stay?

What is the Automatic Stay?An automatic stay is a protective injunction that kicks in when you file for bankruptcy. It can protect you from certain creditor actions, including most collection activities. An automatic stay is a valuable aspect of chapter 7 or chapter 13 bankruptcy.

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How Often Can Someone File for Chapter 7 Bankruptcy?

How Often Can Someone File for Chapter 7 Bankruptcy?If you have filed for personal bankruptcy or business bankruptcy in the past and are finding yourself facing overwhelming financial debts, you may be wondering if you can file for bankruptcy again. United States Bankruptcy Code governs how frequently you may file for bankruptcy, and you can learn more about your options and rights by talking to our Los Angeles bankruptcy attorney.

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Does Filing for Bankruptcy Affect the Credit Rating?

Does Filing for Bankruptcy Affect the Credit Rating?Making the decision to file for bankruptcy is rarely an easy one. The road to personal bankruptcy often begins with a solid credit score and responsible credit usage, but unexpected financial difficulties arise. Medical bills, unemployment, or death or divorce combined with high interest rates and severe penalties for missed or late payments spell disaster for hundreds of thousands of Americans every year. Many of them are justifiably concerned with how a bankruptcy petition may affect their credit ratings.

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What happens to assets when filing for bankruptcy?

What happens to assets when filing for bankruptcy?Even though more than a million people file for bankruptcy each year, many myths continue to surround the process. One of the more common misconceptions is that you lose your assets after filing for personal bankruptcy. Facing overwhelming debt and bankruptcy is stressful enough without the thought of losing your belongings, too. What really happens to your assets when you file for personal bankruptcy?

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What is the Means test?

What is the Means test?The two most common forms of personal bankruptcy are Chapter 7 and Chapter 13. In order to determine whether or not you qualify for a chapter 7 bankruptcy, you must first pass the means test. The means test is a formula created to ensure that those filers who have sufficient income to repay a portion of their debt do so, while Chapter 7 is reserved for those who are have no means to pay their debts.
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What are the most common reasons for filing for Chapter 7 Bankruptcy?

What are the most common reasons for filing for Chapter 7 Bankruptcy?If you’ve been considering filing for bankruptcy, you’re not alone. In fact, more than a million people file for bankruptcy every year, with California leading the nation in bankruptcy petitions. Commonly, a personal bankruptcy filing is the result of an event or series of events outside the control of the debtor.

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What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?Bankruptcy is a difficult decision that's often wrought with emotion, but it can provide debtors with significant relief and a financial fresh start. Most people facing bankruptcy opt for one of two types of personal bankruptcy: Chapter 7 or Chapter 13. It’s crucial to know the difference between the two types of personal bankruptcy. Our Los Angeles bankruptcy attorney can help you decide which is right for you.

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What is Chapter 13 Bankruptcy?

What is Chapter 13 Bankruptcy?Chapter 13 bankruptcy is also commonly called a reorganization bankruptcy. It is the second most commonly filed form of personal bankruptcy and can help people pay off their debts over a period of three to five years. People who are facing chapter 13 bankruptcy may have certain property they'd like to keep that would not be otherwise protected by bankruptcy exemptions and sufficient income to pay both their debts and living expenses.

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What is chapter 7 bankruptcy?

What is chapter 7 bankruptcy?
Chapter 7 bankruptcy is also known as a straight or liquidation bankruptcy. It’s the most common form of personal bankruptcy, accounting for nearly two-thirds of petitions today. When a person files for a chapter 7 bankruptcy, they are seeking a fresh financial start, free of the past debts that have encumbered them in the past. Often, these debts are due to situations outside of their control, including medical debt, unemployment, or other factors.

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